:root{--primary: #1F4E78;--primary-dark: #143b5e;--accent: #FF6B35;--accent-dark: #e85a24;--bg: #FAFAFA;--text: #1A1A1A;--muted: #666;--border: #E0E0E0;--success: #2D7D46;--warning: #C92A2A;--reverse: #FFFFFF;--shadow: 0 2px 8px rgba(0, 0, 0, .08);--shadow-lg: 0 8px 24px rgba(0, 0, 0, .12)}*,*:before,*:after{box-sizing:border-box}html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}body{margin:0;font-family:-apple-system,BlinkMacSystemFont,Segoe UI,Roboto,Oxygen,Ubuntu,sans-serif;font-size:17px;line-height:1.6;color:var(--text);background:var(--bg);padding-bottom:3.5rem}a{color:var(--primary)}img,svg,video{max-width:100%;height:auto}.container{max-width:1100px;margin:0 auto;padding:0 1rem}h1,h2,h3,h4,h5{line-height:1.25;margin:0 0 .5rem}h1{font-size:2rem;font-weight:800}h2{font-size:1.6rem;color:var(--primary);font-weight:700}h3{font-size:1.2rem;color:var(--primary);font-weight:600}@media (min-width: 768px){h1{font-size:2.75rem}h2{font-size:2rem}}section{padding:3rem 1rem}section>.container>h2:first-child{margin-bottom:1rem}section>.container>p{margin:0 0 1rem}.sticky-header{position:sticky;top:0;z-index:100;background:var(--reverse);box-shadow:var(--shadow);padding:.5rem 1rem;display:flex;align-items:center;justify-content:space-between;gap:1rem}.sticky-header .logo{font-weight:700;color:var(--primary);font-size:1.1rem;text-decoration:none}.sticky-header .header-tag{font-size:.75rem;color:var(--muted);display:none}.sticky-header .header-cta{display:flex;gap:.5rem;align-items:center}.sticky-header .phone-link{color:var(--primary);font-weight:600;text-decoration:none;font-size:.95rem}.sticky-header .phone-link:hover{text-decoration:underline}@media (min-width: 768px){.sticky-header .header-tag{display:inline}}.btn{display:inline-block;padding:.65rem 1rem;border-radius:6px;font-weight:600;font-size:.95rem;cursor:pointer;text-decoration:none;border:none;line-height:1.2;transition:background .15s}.btn-primary{background:var(--accent);color:#fff}.btn-primary:hover{background:var(--accent-dark)}.btn-secondary{background:transparent;color:var(--primary);border:1px solid var(--primary)}.btn-secondary:hover{background:var(--primary);color:#fff}.btn-hero{padding:1rem 1.5rem;font-size:1.05rem;font-weight:700;border-radius:8px}.btn-hero-primary{background:var(--accent);color:#fff}.btn-hero-secondary{background:transparent;color:#fff;border:2px solid #fff}.hero{background:linear-gradient(135deg,var(--primary) 0%,var(--primary-dark) 100%);color:#fff;padding:3rem 1rem 4rem}.hero h1{color:#fff;margin:0 0 1rem}.hero .usp{font-size:1.15rem;line-height:1.5;margin:0 0 1.25rem;color:#e8f0f8;max-width:760px}@media (min-width: 768px){.hero .usp{font-size:1.3rem}}.risk-row{display:flex;flex-wrap:wrap;gap:.75rem;margin:1.25rem 0;font-size:.85rem;font-weight:600}.risk-row span{background:#ffffff26;padding:.4rem .7rem;border-radius:4px;color:#fff}.hero-ctas{display:flex;gap:.75rem;flex-wrap:wrap;margin:1.5rem 0}.trust-strip{margin-top:1.25rem;font-size:.85rem;color:#c8d8e8}.trust-strip strong{color:#fff}.speakable-summary,.speakable-takeaway{background:#eaf3fa;border-left:4px solid var(--primary);padding:1rem 1.25rem;border-radius:0 6px 6px 0;font-size:1.05rem;line-height:1.5;margin:0 0 1.5rem;font-weight:500}.lead-magnet{background:#fff8f2;border:1px solid #F4D5C0;border-radius:8px;padding:1.5rem;margin:1.5rem 0;display:grid;gap:1rem}.lead-magnet h3{margin:0;color:var(--accent)}.lead-magnet .pitch{font-size:.95rem;color:var(--text);margin:0}.lead-magnet form{display:flex;gap:.5rem;flex-wrap:wrap}.lead-magnet input{flex:1;min-width:200px;padding:.75rem;border:1px solid var(--border);border-radius:6px;font-size:1rem}.lead-magnet button{background:var(--accent);color:#fff;padding:.75rem 1.25rem;border:none;border-radius:6px;font-weight:600;cursor:pointer}.lead-magnet .reason{font-size:.8rem;color:var(--muted);margin:0;font-style:italic}.stats-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(180px,1fr));gap:1rem;margin:1.5rem 0}.stat{background:#f5f8fb;border-radius:8px;padding:1.25rem;text-align:center}.stat .num{font-size:1.75rem;font-weight:800;color:var(--primary);display:block;line-height:1.1}.stat .lbl{font-size:.85rem;color:var(--muted);margin-top:.25rem;display:block}ul.facts{margin:.5rem 0;padding-left:1.25rem}ul.facts li{margin:.5rem 0}ul.facts li strong{color:var(--primary)}.grid-2col,.grid-3col,.grid-4col{display:grid;gap:.75rem;margin:1rem 0}.grid-2col{grid-template-columns:repeat(auto-fit,minmax(260px,1fr))}.grid-3col{grid-template-columns:repeat(auto-fit,minmax(220px,1fr))}.grid-4col{grid-template-columns:repeat(auto-fit,minmax(180px,1fr))}.card{background:#fff;padding:1rem;border-radius:6px;border:1px solid var(--border);font-size:.9rem}.card strong{color:var(--primary);display:block;margin-bottom:.25rem}.related-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(180px,1fr));gap:.5rem;margin:1rem 0}.related-grid a{background:#fff;padding:.85rem 1rem;border-radius:6px;text-decoration:none;color:var(--primary);font-weight:500;border:1px solid var(--border);font-size:.9rem;transition:background .15s}.related-grid a:hover{background:var(--primary);color:#fff}.urgency{background:#fff4f4;border-top:3px solid var(--warning);border-bottom:3px solid var(--warning)}.urgency h2{color:var(--warning)}.countdown{background:#fff;border:2px solid var(--warning);border-radius:8px;padding:1.25rem;text-align:center;margin:1rem 0;font-size:1.1rem;font-weight:600}.form-section{background:linear-gradient(135deg,var(--primary) 0%,var(--primary-dark) 100%);color:#fff;padding:3rem 1rem}.form-section h2{color:#fff}.form-section .form-intro{text-align:center;color:#c8d8e8}.form-container{background:#fff;color:var(--text);border-radius:12px;padding:2rem;box-shadow:var(--shadow-lg);max-width:720px;margin:1.5rem auto 0}.form-step{display:none}.form-step.active{display:block}.form-step h3{margin:0 0 1rem;color:var(--primary);font-size:1.25rem}.progress{height:6px;background:var(--border);border-radius:3px;margin:0 0 1.5rem;overflow:hidden}.progress-bar{height:100%;background:var(--accent);transition:width .3s ease;width:14%}.form-options{display:grid;gap:.5rem;margin:.75rem 0}.form-options label{padding:.85rem 1rem;background:#f5f8fb;border:2px solid transparent;border-radius:6px;cursor:pointer;font-weight:500;display:flex;align-items:center;gap:.6rem}.form-options label:hover{border-color:var(--primary)}.form-step input[type=text],.form-step input[type=email],.form-step input[type=tel],.form-step input[type=date],.form-step textarea{width:100%;padding:.85rem;border:1px solid var(--border);border-radius:6px;font-size:1rem;font-family:inherit}.form-step textarea{min-height:100px;resize:vertical}.form-actions{display:flex;justify-content:space-between;margin-top:1.5rem;gap:.5rem}.form-actions button{padding:.75rem 1.5rem;border:none;border-radius:6px;font-weight:600;cursor:pointer;font-size:1rem}.btn-next{background:var(--accent);color:#fff;flex:1}.btn-back{background:transparent;color:var(--muted);border:1px solid var(--border)}.consent-block{background:#f5f8fb;padding:1rem;border-radius:6px;margin:1rem 0;font-size:.8rem;line-height:1.5;color:#444}.consent-block label{display:flex;align-items:flex-start;gap:.5rem;cursor:pointer}.reversal-stack{background:#f0f7f0;border-left:3px solid var(--success);padding:.9rem 1rem;border-radius:0 6px 6px 0;margin:1rem 0;font-size:.85rem}.reversal-stack ul{margin:.3rem 0;padding-left:1.25rem}.why-ask{font-size:.78rem;color:var(--muted);margin-top:.4rem;display:block}.why-ask a{color:var(--primary);text-decoration:underline}.results-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:1rem;margin:1.5rem 0}.result-card{background:#f5f8fb;padding:1.25rem;border-radius:8px;border-left:4px solid var(--success)}.result-card .amount{font-size:1.75rem;font-weight:800;color:var(--success);display:block;margin-bottom:.25rem}.result-card .case{font-size:.95rem;font-weight:600;margin-bottom:.25rem;display:block}.result-card .meta{font-size:.8rem;color:var(--muted);display:block}.result-disclaimer{font-size:.78rem;color:var(--muted);margin-top:1rem;font-style:italic}details{background:#f5f8fb;border-radius:6px;padding:1rem 1.25rem;margin:.5rem 0;cursor:pointer}details summary{font-weight:600;color:var(--primary);font-size:1rem;outline:none}details[open]{background:#eaf3fa}details p{margin:.75rem 0 0;font-size:.95rem}.faq-cta{font-size:.9rem;color:var(--accent);font-weight:600;margin-top:.5rem;display:inline-block;text-decoration:none}.sticky-footer{position:fixed;bottom:0;left:0;right:0;background:var(--success);color:#fff;padding:.6rem 1rem;text-align:center;font-size:.85rem;font-weight:600;z-index:99;box-shadow:0 -2px 8px #0000001a}.sticky-footer span{display:inline-block;margin:0 .5rem}.compliance-footer{background:#1a1a1a;color:#aaa;padding:2rem 1rem 5rem;font-size:.78rem;line-height:1.55}.compliance-footer .container{display:grid;gap:1.5rem}.compliance-footer h4{color:#fff;font-size:.85rem;margin:0 0 .5rem}.compliance-footer a{color:#7bb7e0;text-decoration:none}.compliance-footer a:hover{text-decoration:underline}.compliance-disclosures{display:grid;gap:.75rem}.compliance-disclosures p{margin:0}.footer-links{display:flex;flex-wrap:wrap;gap:.75rem}.center{text-align:center}.muted{color:var(--muted)}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}